long term care facts

long term care facts

Do you have long term care?  Not sure what the facts are with regard to obtaining long-term care and how to activate your policy?

LONG TERM CARE FACTS

Long term care is the care you may need if you are unable to perform daily activities on your own. That means things like eating, bathing, dressing, transferring and using the bathroom. The goal of long term care is to help you maintain your lifestyle as you age. Medicare, Medicare supplement insurance, and health insurance you may have at work usually won’t pay for long term care.

What are the factors that affect who needs long term care?

  • Age: As you get older, the more likely you will need long term care.
  • Gender: Since women often live longer than men, they have a greater likelihood of needing long term care.
  • Family & Housing Situation: People who live alone are more likely to need care from a paid caregiver.
  • Health: Having a chronic health condition like diabetes or high blood pressure or a family history of them may increase your risk.
  • Lifestyle: Poor diet and lack of exercise may increase your risk.

WATCH OUR WEBINAR ON LONG TERM CARE

Susan Woolfe joins Lisa Honka to discuss the ins and out of long term care so you understand your policy, activate it appropriately, and learn how to use it to pay for your care at home or if you move to an assisted living or memory care facility.

 

 

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MAUREEN CAMPAIOLA

MAUREEN CAMPAIOLA

I’m the VP for Operations for Your Key To Senior Living Options, and an entrepreneur, frustrated TikToker, skincare and makeup lover, and coffee fanatic. I live in a multi-generational household with my grown daughter Carrie, son-in-law Paul and grandkids Lucas, Madelyn, and Aubrey. And just like you, I’ve been a caregiver. I share my knowledge and tips to help seniors and families as they navigate the complicated process of senior living options.

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